Disclaimer

Last updated: April 13, 2026

No Financial or Legal Advice

The information provided by Horse Cost Calculator ("the Service") is for general informational and educational purposes only. Nothing on this website constitutes, or is intended to constitute, financial advice, legal advice, veterinary advice, or any other form of professional advice. You should not rely on the information provided by this Service as a substitute for professional consultation with a qualified financial advisor, attorney, veterinarian, or other appropriate professional.

Estimates Only — No Guarantees of Accuracy

All cost figures, projections, and calculations presented by this Service are rough estimates based on publicly available regional averages and general industry data. These figures:

Are not guaranteed to be accurate, complete, current, or applicable to your specific situation
May differ significantly from actual costs in your area, at your barn, or for your individual horse
Do not account for individual variables including but not limited to: your horse's breed, age, health conditions, special dietary needs, geographic micro-market pricing, inflation, seasonal fluctuations, or provider-specific pricing
Should not be used as the sole basis for any financial decision, purchase, or commitment

No Responsibility for Decisions

The owner, operator, creators, and contributors of this Service ("we," "us," or "our") expressly disclaim any and all responsibility and liability for any decisions you make, actions you take, or financial commitments you enter into based in whole or in part on information provided by this Service. This includes, without limitation:

Decisions to purchase, lease, or otherwise acquire a horse
Budgeting or financial planning decisions
Selection of boarding facilities, veterinarians, farriers, trainers, or other service providers
Insurance purchasing decisions
Any other decision related to horse ownership or equine care

No Warranties

This Service is provided on an "AS IS" and "AS AVAILABLE" basis without warranties of any kind, whether express, implied, or statutory, including but not limited to implied warranties of merchantability, fitness for a particular purpose, accuracy, and non-infringement. We do not warrant that the Service will be uninterrupted, error-free, or free of harmful components.

Limitation of Liability

To the fullest extent permitted by applicable law, in no event shall the owner, operator, creators, contributors, or affiliates of this Service be liable for any direct, indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, use, goodwill, or other intangible losses, arising out of or in connection with:

Your use of, or inability to use, this Service
Any reliance placed by you on the completeness, accuracy, or existence of any information provided by this Service
Any discrepancies between estimated costs and actual costs you incur
Any action or decision made by you based on information from this Service

Free Service

This Service is provided entirely free of charge. No payment is required to use the calculator. The free nature of this Service further underscores that it is offered for informational purposes only and should not be construed as professional advice of any kind.

Third-Party Links and Services

This Service may contain links to third-party websites or services. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services. Your use of any third-party website or service is at your own risk.

Your Responsibility

You acknowledge and agree that:

You are solely responsible for evaluating the accuracy, completeness, and usefulness of any information provided by this Service
You will seek independent professional advice before making any financial, legal, or veterinary decisions related to horse ownership
You assume all risk associated with your use of this Service and any reliance on its content

Changes to This Disclaimer

We reserve the right to modify this disclaimer at any time without prior notice. Your continued use of the Service after any changes constitutes acceptance of the updated disclaimer.

Contact

If you have questions about this disclaimer, please contact us through the website.